Conditions of Access

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Find an ATM

For your convenience, there are FNB ATMs available at the following locations:

Key Filling Station - Excel Garage
Bafokeng Filling Station
Benson Butchery
Bus Stop
Dion Fnb Atm
Gateway Filling Station
Metcash Complex
Modise Off-sales
Pioneer Shopping Centre
Scooters Maseru Fnb Atm
Sefika Complex
Thetsane Filling Station
Usave Hatsolo
Express Foods Maputsoe
Hlotse Excel Garage
Shoprite Building Hlotse
Total Garage Maputsoe
TY Thabo's Fruits and Veg
Kayce's Restaurant
LCS Mafeteng
LCS Mohales Hoek
Mohales Hoek Exel Garage
Morija Excel Garage
Butha Buthe Branch
Kingsway Branch
DLM Complex
Maseru Mall
Masianokeng Total Garage
Pioneer Mall Parking Fnb Atm
Sefika Complex
TY Excel Garage
Village-Walk Mall
Lower Moyeni Store
Mafeteng Branch
Fnb Lesotho Maputsoe
Maputsoe Branch
Maseru Branch
Pioneer Mall Branch
TY Branch
Hlotse Branch

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Find a branch

FNB Lesotho Limited branches can be found at the following locations:

Pioneer Branch

Shop UG33
Pioneer Mall
Corner Mpilo and Pioneer Rd
Maseru

Maputsoe Branch

Crystal Packers Building
Sir Seretse Khama Road
Maputsoe
Lesotho
350

Kingsway Branch

Star Lion Building
Corner Kingsway and Parliament Road
Maseru
Lesotho
100

Butha-Buthe Branch

Shop 2 and 3
Muslim Congregation Building
Sechele Street
Butha-Buthe
Lesotho

Mafeteng Branch

High-way Complex Building
Corner Mafeteng Hotel Road
Plot 06472-518

TY Branch

Moshoeshoe Road
Teyateyaneng
Berea

Hlotse Branch

Shop No. B1 & B2
Nolans Complex
Lisemeng 1
Main Road
Hlotse Lesotho

Mokhotlong Branch

Alliance Building
Plot # 50274
Main Road
Mokhotlong
Lesotho ATM & ADT

Masianokeng Branch

Masianokeng Lifestyle Centre
Masianokeng Urban Area,
Maseru 100,
Lesotho

Maseru Mall Branch

Racecourse Mall PTY LTD T/A MASERU MALL,
cnr KOFI ANNAN and POPE JOHN, PAUL DRIVE,
Maseru 100,
Lesotho

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Cash Plus Agents

Deposit and withdraw cash conveniently at any FNB Cash Plus agent listed below instead of queuing at branches or ATMs. All you need is an FNB account and be registered for Cellphone Banking. Additional Cash Plus services include airtime and electricity purchases.

Agent	Region	Community
Tummy General	Qoaling, Maseru	Maseru
Two brothers Projects & Investments	BNP Centre, Maseru	Maseru
MRK Boutique	LNDC, Maseru	Maseru
Frontline Motors	Next to CBL, Maseru	Maseru
Mellow Snack bar	Cathedral area, Maseru	Maseru
Immaculate Suppliers	Medcash Building, Maseru	Maseru
HMS Farmtech	Ha- Hoohlo, Maseru	Maseru
Pesi General Dealer	Ha Abia, Maseru	Maseru
Burdes clothing and footwear	NRH Mall, Maseru	Maseru
Pally' Beauty	QC-Point, Maseru	Maseru
Mes technology	Jackpot building, Maseru	Maseru
Yona Yethu Tavern	Marabeng, Maseru	Maseru
Roadside Tavern	Morija, Maseru	Maseru
Thethe's kiosk	Maseru Mall, Maseru	Maseru
Capita floring	Tradorette, Maseru	Maseru
Katleho General Dealer	Sekamaneng, Maseru	Maseru
Sima Communications	Maseru Mall, Maseru	Maseru
Smith Off Sales	Lekhaloaneng, Maseru	Maseru
Mabotse General	Qoaling, Maseru	Maseru
GM Shopping	Motimposo, Maseru	Maseru
Phethy Off Sales	Ha Leqele, Maseru	Maseru
Afri Solutions	Kubetsoana, Maseru	Maseru
Shololo General	Naleli, Maseru	Maseru
Somies Boutique	NRH, Maseru	Maseru
Shoebox	Hillsview, Maseru	Maseru
One C all Pharmacy	Ha Mabate, Maseru	Maseru
Ether Pharmacy	Tradorette, Maseru	Maseru
Max Bulk Resellers	Sea- Point, Maseru	Maseru
KTA Off Sales	Khubetsoana, Maseru	Maseru
L-Mac Pharmacy	Khubetsoana, Maseru	Maseru
Mantsopa Herbalist	Ha Pita, Maseru	Maseru
Lecholi Foods	Khubetsoana, Maseru	Maseru
Lecholi	Ha Tsolo, Maseru	Maseru
Naledi Mini Market	Naleli Pela Ha Rasta, Maseru	Maseru
Solution Pharmaceutical	Borokhoaneng, Maseru	Maseru
Sime Communication	Pitso Ground	Maseru
Advance Locksmith	Pioneer Mall	Maseru
Bright Light	Qoaling Ha Machabachaba	Maseru
Tumy General	Qoaling Ha Machabachaba	Maseru
Zeecom Mobile and Computers	Victoria Hotel Building	Maseru
Bochabela General Cafe	Bochabela Khubetsoana	Maseru
Pioneer Auto Service	Pioneer Garage	Maseru
KT Business Solution	Masianokeng	Maseru
Sima Communications	Pitso Ground	Maseru
Calabash Catering	Mookoli	Maseru
Calabash Offsales	Mookoli	Maseru
Modise Logistics	Ha modise	Maseru
Dion	Borokhoaneng	Maseru
Falimehang General Cafe	Ha Lesia	Maseru
One Price Enterprise	Cathedral Area	Maseru
Lehloa Petroleum	Thetsane Garage	Maseru
Bafokeng Filling Station	Ha Matala Garage	Maseru
IFQ	Pioneer Mall	Maseru
Seal Technology	Ha Thetsane	Maseru
Golden Pot Catering	Ha Mokhothu, TY	TY
Kome Careting	Next to TY Branch, TY	TY
Whispers Tavern	Peka, Leribe	Leribe
Tsoelang Pele	Peka, Leribe	Leribe
Molakolako Tavern	Peka, Leribe	Leribe
Two Sisters	Ha Maqele, Leribe	Leribe
Ha Seotsanyane	Hlotse, Leribe	Leribe
Leribe Highway	Lisemeng, Leribe	Leribe
Makabelane Tavern	Tabola- Peka, Leribe	Leribe
Makabelane Tavern	Peka, Leribe	Leribe
Precious of Africa	Maputsoe, Leribe	Leribe
Kome Careting	Next to TY Branch	Leribe
Liba's Factory	Lisemeng, Leribe	Leribe
Payrite	Maputsoe, Leribe	Leribe
Showery Year .co	Maputsoe, Leribe	Leribe
Bkoena General	Peka, Leribe	Leribe
All in one Mini Market	Hlotse, Leribe	Leribe
Whispers Tavern	Peka, Leribe	Leribe
Tsoelang Pele	Peka, Leribe	Leribe
Molakolako Tavern	Peka, Leribe	Leribe
Two Sisters	Ha Maqele, Leribe	Leribe
Ha Seotsanyana	Hlotse Filling Station	Leribe
Nortern Giants	Maputsoe Filling Station	Leribe
Hongcai Shopper	Next to Maputsoe Branch	Leribe
London Take Away	Pitseng	Leribe
Ha Seotsanyane	Ha Nyenye Filling Station	Leribe
Machabeng General Cafe	Matukeng	Leribe
Phoenix Holdings	Butha Bothe reserve, Butha, Buthe	Butha-Bothe
LKL Investments	Traffic circle. Butha- Buthe	Butha-Bothe
Pally Jane	Butha Bothe reserve, Butha, Buthe	Butha-Bothe
Aabian Electronics	Likila Complex, Butha- Buthe	Butha-Bothe
Baba Enterprise	Opposite Cash Build	Butha-Bothe
Maqdum Enterprises	Old Bus Stop	Butha-Bothe
Shoppers Rite Mini-Market	Marekeng	Butha-Bothe
Real Tech	Excel Garage	Butha-Bothe
Thabelo Enterprise	Near Mokhotlong Bus-Stop	Butha-Bothe
Gandhi and Babudi Sons Enterprise	Makholokoe, Mokhotlong	Mokhotlong
Sima Communication	Mokhotlong	Mokhotlong
Khutlisi General	Makhoaba	Mokhotlong
Maluba-luba General	Mapolaneng	Mokhotlong
Bay Fruits and Veg	Mapolaneng	Mokhotlong
Ntja Mokoatle Trading	Ntja Mokoatle	Mokhotlong
MS Suppliers	Thabong, Thaba, Tseka	Thaba-Tseka
MalibaFarm Feed	Phomolong, Thaba -Tseka	Thaba-Tseka
Machabeng Catering	Mantsonyane, Thaba- Tseka	Thaba-Tseka
808 Public Bar	Thaba Tseka	Thaba-Tseka
Mamosiane Catering	Ha Mme Mamosiane	Thaba-Tseka
JJ Brick Works	Mantsonyane	Thaba-Tseka
Nanabolela General Cafe	Mantsonyane	Thaba-Tseka
Seotloaneng Public Bar	Upper Moyeni, Quthing	Quthing
Moments Café	Upper Moyeni, Quthing	Quthing
Ha Thato	Upper Moyeni, Quthing	Quthing
Sima Communication	Upper Moyeni, Quthing	Quthing
Rolling Wheel	Mphaki	Quthing
Mitchell Trading	Quthing	Quthing
Simma Communications	Qacha's Nek Reserve, Qacha, SPU Building, Qacha	Qacha's Nek
Kedis Phamarcy	Qacha's Nek Reserve, Qacha	Qacha's Nek
Qacha's Nek Filling Station	Qacha's Nek Garage	Qacha's Nek
Boliba holdings	Phamong, Mohales Hoek	Mohale's Hoek
Q. City butchery	Qalakheng, Mohales Hoek	Mohale's Hoek
Simma Communication	Mohale's hoek	Mohale's Hoek
Holy City	Oppoite Cash Build	Mohale's Hoek
Majantja Supermaket	Qalakheng	Mohale's Hoek
Agro Pro Investments	Mafeteng CBD, Mafeteng	Mafeteng
Green City	Four Square, Mfeteng	Mafeteng
Easy Pay 2	Ha- Sehlabo, Mfeteng	Mafeteng
F & L Holdings	Matholeng, Mafeteng	Mafeteng
Dawn Hair	Next to Mafeteng Branch, Mafeteng	Mafeteng
Lephola Farm	Next to the Old Bus Stop	Mafeteng
Mult Distributors	Leboneng Opposite Build It	Mafeteng
Lerato General Cafe	Ha ntate Molise	Mafeteng
Mohlakola Car Rentals	Ha Motjoka, Berea	Berea
TY Four Square	Ha Mokhothu, Berea	Berea
All in one services	Ha Motjoka, Berea	Berea
Allif Supermarket	Ha Motseki, Berea	Berea
Phokeng General Dealer	Machoaboleng, Berea	Berea
Makhoroana Tavern	Ha Makhoarana,Berea	Berea

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Conditions of Access

(Last Updated: 21 January 2008)

These conditions of access ("agreement") govern your general use of our First National Bank of Lesotho website, which you can find on www.fnb.co.ls ("the website"). This agreement forms an agreement between you and FirstRand Bank Limited, an Authorised Financial Services Provider ("we", "our" or "us").

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Links to third party websites

For your convenience, this website may contain links to other websites belonging to or operated by third parties ("third party websites"). By making the hyperlinks available we are not endorsing third party websites, their content, products or services they offer or the owners of these third party websites. It is your responsibility to ensure that you obtain all information relevant to making a decision and that you read the privacy and security policy on such third party websites. We have no control over such third party websites and will not be liable for any loss or damage you suffer, whether directly or indirectly, as a result of your use of third party websites. You agree that where you access third party websites, you do so entirely at your own risk.

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Different services offered via this website

The various products and services ("services") we offer on different parts of this website or through associated websites may have their own agreements called "service terms". In the event of conflict between this agreement and the service terms, the provisions of the service terms will prevail to the extent of such conflict.

You might have to apply to become a registered user of such services, the application may be accepted or rejected at our sole discretion.

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Acceptance of terms of this agreement

This website is made available to you by us conditional upon your acceptance, without modification, of the terms of this agreement. Your access to and use of this website constitutes your agreement to and acceptance of this agreement. If you do not agree with any provision contained in this agreement, please do not use this website.

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Your privacy and security

We are committed to keeping your personal or private information confidential and secure.

Please read our Privacy Policy.

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Nature and purpose of the information on the website

We provide various kinds of information and tools ("information") on the website about us, our products and services, First National Bank of Lesotho, its subsidiaries, the holding company, the economy and the financial markets including local and international business news, share prices and interest rates. This information is only meant to serve as a guideline and you should not place any reliance thereon without verifying the information.

As this information changes regularly, you accept that the information is only an estimate or projection and in some cases a snapshot of constantly changing information or values. For example, all share prices, interest rates, news, market information or data on the website are delayed unless otherwise stated.

We may rely on other parties to provide information to us via live information feeds, which we publish on the website. We have no control over this information and cannot warrant that it is accurate, appropriate or correct. In addition, live information feeds are delayed and you will need to select the "refresh" or similar page update function on your internet browser to ensure that the information you are viewing is the most current available on the website.

Unless expressly otherwise stated, none of the information on the website must be treated as: an offer. It is merely as an invitation to do business with us; or an official opinion or financial, legal, investment or professional advice of any kind. You must consult a professional advisor before you rely on any information that is published on or accessible via this website or on the results of any calculators provided on the website.

You agree that all the information is provided "as is" and that we will not be directly or indirectly liable for any damages that may arise if you rely on this information.

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We may amend this agreement from time to time

We reserve the right, in our sole discretion, to amend (including without limitation, by the addition of new terms and conditions) this agreement at any time and from time to time without notice to you. Any such amendments shall come into effect immediately and automatically. You agree to review this agreement whenever you visit the website for any such amendments.

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Monitoring of communications

You expressly give your consent for us to monitor your internet and email traffic on our website. You acknowledge that we monitor internet and email traffic on the website primarily to ensure that users and consumers are not acting illegally, unlawfully or in breach of this agreement and:

To maintain the integrity and security of our website and information technology systems
To investigate and detect any unauthorised use of our website and information technology systems
As an inherent part of and to secure the effective operation of our website and information technology systems

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Using content from our website

The content on this website, including all registered and unregistered trade marks, constitutes our intellectual property rights or intellectual property of third parties which are licensed to, used and/or held (whether or not currently) by us. You may not copy, reproduce, display or use any intellectual property in any manner whatsoever without our prior written permission and nothing contained on this website should be construed as granting any licence or right of use of any intellectual property.

You may not establish a hyperlink, frame, meta-tag or similar reference, whether electronically or otherwise ("linking") to this website or any other subsidiary pages without our prior written consent, which consent is at our sole discretion. You may apply to establish such a link by submitting your request to LesothoEnquiries@fnb.co.za. In the event that you have not heard from us within 5 (five) working days, please consider your request as having been rejected.

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Fees

Your acquisition of and/or use of services offered on this website may be subject to fees and charges described in this website (which fees and charges are incorporated into this agreement) based on the type of transactions you perform. You hereby authorise us to charge such fees and charges to you by way of your chosen bank account.

You can find details of these fees and charges as follows:

Online: see FNB Lesotho Limited Pricing Guide
Contact us on +266 2224 1000
Visit your nearest FNB Lesotho Limited Branch

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The law governing our relationship

This agreement and our Privacy and Security Policies are governed and must be construed and interpreted in accordance with the laws of Lesotho. You consent to the jurisdiction of the Lesotho courts for any dispute which may arise out of or in connection with this agreement.

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Disclaimer

While we have taken care to ensure that the content on this website is accurate, this website and the services accessible on or via this website are provided "as is" and your use of and reliance on the information on this website and the online services is entirely at your own risk.

We do not represent or warrant that the website, any tools (such as calculators), software, advice, opinion, statement, information, content or online services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance or quality. You acknowledge that any reliance upon any such tools, software, advice, opinion, statement or information shall be at your sole risk. We reserve the right, in our sole discretion, to correct any errors or omissions in any portion of this website.

To the fullest extent permissible by law, we expressly disclaim all (express and implied) warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy. While we take all reasonable precautions to prevent this, we do not warrant that the website or any software available for download via the website is free of viruses or destructive code.

We and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) shall not be liable for and you hereby indemnify us and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) against any direct, indirect, special, incidental, consequential or punitive damages or loss of any kind whatsoever or howsoever caused (whether arising under contract, delict or otherwise and whether the loss was actually foreseen or reasonably foreseeable) arising out of your use of this website or the online services or the information contained on this website or your inability to use this website or the online services.

Without derogating from the generality of the above, we will not be liable for:

any interruption, malfunction, downtime or other failure of the website or online services, our system, databases or any of its components, for reasons beyond our control;
any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects or negligence on our part;
any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities;
any event over which we have no direct control.

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We will act on instructions that appear to have been sent by you

Use of the website means we do not interact face-to-face. Unless you notify us before we give effect to an instruction, you authorise us to rely on and perform all instructions that appear to originate from you (even if someone else is impersonating you).

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Application for products and services via this website

Any application submitted for products and services via this website does not constitute any guarantee that what is being applied for will be granted.

An auto-response to your application may not be construed as formal approval of your application. It is only once you are formally contacted by us that you may assume that you have been approved for the particular product or service for which you applied.

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Sending and processing your instructions

Unless you have entered into a specific online service agreement with us (such as Online Banking), you are not entitled to send instructions to us by email or via the website. Subject to the foregoing, your instructions to us sent via the website will be subject to the same turn-around times that apply to instructions received otherwise than through the website.

You will not hold us liable if you execute the same instruction more than once and neither instruction will be reversible.

An instruction, application form or message is deemed to be received by us only once we have confirmed we have received it, or responded thereto, whichever is the earlier. If we fail to confirm receipt of your instruction, application form or message, do not re-send it before contacting your personal banker, branch or the call centre. The initial instruction, application or message may still be processed and re-sending it may lead to a duplication of the transaction for which we will not be held liable.

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Information required to be disclosed by law

Because different information applies to different products and services we cannot place all of this information in the same place. This information will be provided to you in different places throughout the website.

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Use of software and hardware

You should only use the most up-to-date Internet browser to access the website and our online services, provided that where we specify hardware or software requirements on the website, only such specified hardware of software may be used. See our site settings requirements for more information. Your failure to do this may result in a security risk to you and/or cause some or all of the functionality of the website or online service not to operate properly or at all.

Software, if any, made available for download on or via the website may be governed by licence conditions that establish a legal relationship with the licensor. You are solely responsible for identifying and familiarising yourself with and agreeing such terms and conditions which will govern your relationship with such third party licensor. You agree that we shall not be responsible or liable for any damage, damages or loss caused or alleged to be caused by or in connection with your interaction, correspondence or business dealings with such third party licensor and further, you indemnify us against any breach by you of these licence conditions. We give no warranty and make no representation, whether expressly or implied, as to the quality or fitness for purpose of such software. You acknowledge that such third party is not our agent.

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Code of Banking Practice

We subscribe to the Code of Banking Practice (COBP) which will apply to our relationship with our customers who fall within the ambit of the Code.

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Submitting a complaint to us

If you wish to lodge a complaint, please notify us in writing of this by completing our Feedback form.

We will provide you with a reference number as soon as possible after we receive your feedback form.

We will respond to your complaint as soon as possible. If you do not hear from us within 5 (five) working days from sending your complaint we request that you contact us at +266 2224 1000 to check whether your complaint has been received. Please quote your reference number when you contact us directly.

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Disputes which cannot be resolved

If we cannot resolve your complaint within a reasonable time and you have exhausted all available internal methods of dispute resolution, you are free to lodge a formal complaint at the Central Bank of Lesotho, provided that your complaint falls within the jurisdiction of the Central Bank of Lesotho.

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Modification, suspension or termination

We may, without notice, modify, suspend or discontinue the website; impose limits or conditions on the right to certain online services, features or functions; or restrict your access to parts of, or all of the services on the website.

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Availability of the website

This website may be unavailable from time to time due to routine maintenance or emergency repairs or because of the unavailability of any electricity, telecommunication system or networks. For the duration of such unavailability you must use our other available banking channels.

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Certificate

A certificate signed by us or the administrator responsible for the website or part of the website, will constitute prima facie proof of the operation or functionality of any online service or part thereof and the contents of any information displayed on the website on a given date; the date of publication and content of the current version and all previous versions of this agreement, our privacy and security policy or the relevant service terms which govern an online service.

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Address for legal services

All legal notices relating to products must be delivered as provided for in the product agreements. Where such address is not specified, such notices must be sent to our Registered Office. We may send you legal notices to any of the addresses you have specified on any of your application/registration forms with us or at the address you actually work or live.

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Full legal age

In using the website you represent and warrant that you are of full legal age, are emancipated or have your guardian's consent and assistance and have the required legal capacity to enter into and be bound by this agreement or any other product agreement regarding your use of the website.

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General provisions

Clause headings in this agreement are provided for convenience and ease of reference only and will not be used to interpret, modify or amplify the terms of the conditions.

Where any dates or times need to be calculated in terms of this agreement, the international standard time: GMT plus two hours shall be used.

The 'cooling-off' rights do not apply to any financial services or transactions conducted by way of Internet banking.

No indulgence, extension of time, waiver or relaxation of any of the provisions or terms of this agreement which we may show, grant or allow you or failure or delay by us to exercise any of our rights will operate as an estoppel against us or constitute a waiver of any such right. We shall not thereby be prejudiced or stopped from exercising any of our rights against you which may have arisen in the past or which might arise in the future.

If any of these terms, conditions or provisions are held to be illegal, invalid, unlawful or unenforceable, the term, condition or provision will be ineffective to the extent of such prohibition or unenforceability and shall be treated as if it were not written and deleted from this agreement without invalidating the remaining terms, conditions and provisions of this agreement.

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The agreement

Conditions of Access

Acceptance of terms of this agreement

We may amend this agreement from time to time

Fees

We will act on instructions that appear to have been sent by you

Sending and processing your instructions

Use of software and hardware

Code of Banking Practice

Submitting a complaint to us

Disputes which cannot be resolved

Modification, suspension or termination

Availability of the website

Certificate

Address for legal services

Full legal age

General provisions

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The agreement

Links to third party websites

Your privacy and security

Monitoring of communications

The law governing our relationship

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The agreement

Different services offered via this website

Nature and purpose of the information on the website

Using content from our website

Disclaimer

Application for products and services via this website

Information required to be disclosed by law

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We may amend this agreement from time to time

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Using content from our website

Fees

The law governing our relationship

Disclaimer

We will act on instructions that appear to have been sent by you

Application for products and services via this website

Sending and processing your instructions

Information required to be disclosed by law

Use of software and hardware

Code of Banking Practice

Submitting a complaint to us

Disputes which cannot be resolved

Modification, suspension or termination

Availability of the website

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Address for legal services

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General provisions

The agreement

The agreement

The agreement

Conditions of Access

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