Loss of or damage to the insured vehicle and its accessories and spare parts on it is covered. Should the vehicle be disabled, reasonable cost of protection and removal to the nearest repairers will be paid, as well as reasonable cost of delivery to the insurer after repair.
Consequential loss as a result of any cause, including but not limited to depreciation in value
Damage to tyres by application of brakes, or by road punctures cuts or bursts
Damage of springs/shock absorbers due to inequalities of the road
Detention, confiscation or requisition of customs or other officials or authorities
Medical expenses incurred as a result of bodily injury up to M1,000 per injured occupant but not exceeding M20,000 in total will be paid.
No claim discount
If you do not claim during a period of insurance as specified in the policy, the renewal premium for the insurance of the vehicle will be based on the relevant Claim-Free Group or No Claim Discount of up to 40%.