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Find an ATM

For your convenience, there are FNB ATMs available at the following locations:

  • Key Filling Station - Excel Garage
  • Bafokeng Filling Station
  • Benson Butchery
  • Bus Stop
  • Dion Fnb Atm
  • Gateway Filling Station
  • Metcash Complex
  • Modise Off-sales
  • Pioneer Shopping Centre
  • Scooters Maseru Fnb Atm
  • Sefika Complex
  • Thetsane Filling Station
  • Usave Hatsolo
  • Express Foods Maputsoe
  • Hlotse Excel Garage
  • Shoprite Building Hlotse
  • Total Garage Maputsoe
  • TY Thabo's Fruits and Veg
  • Kayce's Restaurant
  • LCS Mafeteng
  • LCS Mohales Hoek
  • Mohales Hoek Exel Garage
  • Morija Excel Garage
  • Butha Buthe Branch
  • Kingsway Branch
  • DLM Complex
  • Maseru Mall
  • Masianokeng Total Garage
  • Pioneer Mall Parking Fnb Atm
  • Sefika Complex
  • TY Excel Garage
  • Village-Walk Mall
  • Lower Moyeni Store
  • Mafeteng Branch
  • Fnb Lesotho Maputsoe
  • Maputsoe Branch
  • Maseru Branch
  • Pioneer Mall Branch
  • TY Branch
  • Hlotse Branch

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Find a branch

FNB Lesotho Limited branches can be found at the following locations:

Pioneer Branch

Shop UG33
Pioneer Mall
Corner Mpilo and Pioneer Rd
Maseru

Maputsoe Branch

Crystal Packers Building
Sir Seretse Khama Road
Maputsoe
Lesotho
350

Kingsway Branch

Star Lion Building
Corner Kingsway and Parliament Road
Maseru
Lesotho
100

Butha-Buthe Branch

Shop 2 and 3
Muslim Congregation Building
Sechele Street
Butha-Buthe
Lesotho

Mafeteng Branch

High-way Complex Building
Corner Mafeteng Hotel Road
Plot 06472-518

TY Branch

Moshoeshoe Road
Teyateyaneng
Berea

Hlotse Branch

Shop No. B1 & B2
Nolans Complex
Lisemeng 1
Main Road
Hlotse Lesotho

Mokhotlong Branch

Alliance Building
Plot # 50274
Main Road
Mokhotlong
Lesotho ATM & ADT

Masianokeng Branch

Masianokeng Lifestyle Centre
Masianokeng Urban Area,
Maseru 100,
Lesotho

Maseru Mall Branch

Racecourse Mall PTY LTD T/A MASERU MALL,
cnr KOFI ANNAN and POPE JOHN, PAUL DRIVE,
Maseru 100,
Lesotho

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Cash Plus Agents

Deposit and withdraw cash conveniently at any FNB Cash Plus agent listed below instead of queuing at branches or ATMs. All you need is an FNB account and be registered for Cellphone Banking. Additional Cash Plus services include airtime and electricity purchases.

Agent Region Community
Tummy General Qoaling, Maseru Maseru
Two brothers Projects & Investments BNP Centre, Maseru Maseru
MRK Boutique LNDC, Maseru Maseru
Frontline Motors Next to CBL, Maseru Maseru
Mellow Snack bar Cathedral area, Maseru Maseru
Immaculate Suppliers Medcash Building, Maseru Maseru
HMS Farmtech Ha- Hoohlo, Maseru Maseru
Pesi General Dealer Ha Abia, Maseru Maseru
Burdes clothing and footwear NRH Mall, Maseru Maseru
Pally' Beauty QC-Point, Maseru Maseru
Mes technology Jackpot building, Maseru Maseru
Yona Yethu Tavern Marabeng, Maseru Maseru
Roadside Tavern Morija, Maseru Maseru
Thethe's kiosk Maseru Mall, Maseru Maseru
Capita floring Tradorette, Maseru Maseru
Katleho General Dealer Sekamaneng, Maseru Maseru
Sima Communications Maseru Mall, Maseru Maseru
Smith Off Sales Lekhaloaneng, Maseru Maseru
Mabotse General Qoaling, Maseru Maseru
GM Shopping Motimposo, Maseru Maseru
Phethy Off Sales Ha Leqele, Maseru Maseru
Afri Solutions Kubetsoana, Maseru Maseru
Shololo General Naleli, Maseru Maseru
Somies Boutique NRH, Maseru Maseru
Shoebox Hillsview, Maseru Maseru
One C all Pharmacy Ha Mabate, Maseru Maseru
Ether Pharmacy Tradorette, Maseru Maseru
Max Bulk Resellers Sea- Point, Maseru Maseru
KTA Off Sales Khubetsoana, Maseru Maseru
L-Mac Pharmacy Khubetsoana, Maseru Maseru
Mantsopa Herbalist Ha Pita, Maseru Maseru
Lecholi Foods Khubetsoana, Maseru Maseru
Lecholi Ha Tsolo, Maseru Maseru
Naledi Mini Market Naleli Pela Ha Rasta, Maseru Maseru
Solution Pharmaceutical Borokhoaneng, Maseru Maseru
Sime Communication Pitso Ground Maseru
Advance Locksmith Pioneer Mall Maseru
Bright Light Qoaling Ha Machabachaba Maseru
Tumy General Qoaling Ha Machabachaba Maseru
Zeecom Mobile and Computers Victoria Hotel Building Maseru
Bochabela General Cafe Bochabela Khubetsoana Maseru
Pioneer Auto Service Pioneer Garage Maseru
KT Business Solution Masianokeng Maseru
Sima Communications Pitso Ground Maseru
Calabash Catering Mookoli Maseru
Calabash Offsales Mookoli Maseru
Modise Logistics Ha modise Maseru
Dion Borokhoaneng Maseru
Falimehang General Cafe Ha Lesia Maseru
One Price Enterprise Cathedral Area Maseru
Lehloa Petroleum Thetsane Garage Maseru
Bafokeng Filling Station Ha Matala Garage Maseru
IFQ Pioneer Mall Maseru
Seal Technology Ha Thetsane Maseru
Golden Pot Catering Ha Mokhothu, TY TY
Kome Careting Next to TY Branch, TY TY
Whispers Tavern Peka, Leribe Leribe
Tsoelang Pele Peka, Leribe Leribe
Molakolako Tavern Peka, Leribe Leribe
Two Sisters Ha Maqele, Leribe Leribe
Ha Seotsanyane Hlotse, Leribe Leribe
Leribe Highway Lisemeng, Leribe Leribe
Makabelane Tavern Tabola- Peka, Leribe Leribe
Makabelane Tavern Peka, Leribe Leribe
Precious of Africa Maputsoe, Leribe Leribe
Kome Careting Next to TY Branch Leribe
Liba's Factory Lisemeng, Leribe Leribe
Payrite Maputsoe, Leribe Leribe
Showery Year .co Maputsoe, Leribe Leribe
Bkoena General Peka, Leribe Leribe
All in one Mini Market Hlotse, Leribe Leribe
Whispers Tavern Peka, Leribe Leribe
Tsoelang Pele Peka, Leribe Leribe
Molakolako Tavern Peka, Leribe Leribe
Two Sisters Ha Maqele, Leribe Leribe
Ha Seotsanyana Hlotse Filling Station Leribe
Nortern Giants Maputsoe Filling Station Leribe
Hongcai Shopper Next to Maputsoe Branch Leribe
London Take Away Pitseng Leribe
Ha Seotsanyane Ha Nyenye Filling Station Leribe
Machabeng General Cafe Matukeng Leribe
Phoenix Holdings Butha Bothe reserve, Butha, Buthe Butha-Bothe
LKL Investments Traffic circle. Butha- Buthe Butha-Bothe
Pally Jane Butha Bothe reserve, Butha, Buthe Butha-Bothe
Aabian Electronics Likila Complex, Butha- Buthe Butha-Bothe
Baba Enterprise Opposite Cash Build Butha-Bothe
Maqdum Enterprises Old Bus Stop Butha-Bothe
Shoppers Rite Mini-Market Marekeng Butha-Bothe
Real Tech Excel Garage Butha-Bothe
Thabelo Enterprise Near Mokhotlong Bus-Stop Butha-Bothe
Gandhi and Babudi Sons Enterprise Makholokoe, Mokhotlong Mokhotlong
Sima Communication Mokhotlong Mokhotlong
Khutlisi General Makhoaba Mokhotlong
Maluba-luba General Mapolaneng Mokhotlong
Bay Fruits and Veg Mapolaneng Mokhotlong
Ntja Mokoatle Trading Ntja Mokoatle Mokhotlong
MS Suppliers Thabong, Thaba, Tseka Thaba-Tseka
MalibaFarm Feed Phomolong, Thaba -Tseka Thaba-Tseka
Machabeng Catering Mantsonyane, Thaba- Tseka Thaba-Tseka
808 Public Bar Thaba Tseka Thaba-Tseka
Mamosiane Catering Ha Mme Mamosiane Thaba-Tseka
JJ Brick Works Mantsonyane Thaba-Tseka
Nanabolela General Cafe Mantsonyane Thaba-Tseka
Seotloaneng Public Bar Upper Moyeni, Quthing Quthing
Moments Café Upper Moyeni, Quthing Quthing
Ha Thato Upper Moyeni, Quthing Quthing
Sima Communication Upper Moyeni, Quthing Quthing
Rolling Wheel Mphaki Quthing
Mitchell Trading Quthing Quthing
Simma Communications Qacha's Nek Reserve, Qacha, SPU Building, Qacha Qacha's Nek
Kedis Phamarcy Qacha's Nek Reserve, Qacha Qacha's Nek
Qacha's Nek Filling Station Qacha's Nek Garage Qacha's Nek
Boliba holdings Phamong, Mohales Hoek Mohale's Hoek
Q. City butchery Qalakheng, Mohales Hoek Mohale's Hoek
Simma Communication Mohale's hoek Mohale's Hoek
Holy City Oppoite Cash Build Mohale's Hoek
Majantja Supermaket Qalakheng Mohale's Hoek
Agro Pro Investments Mafeteng CBD, Mafeteng Mafeteng
Green City Four Square, Mfeteng Mafeteng
Easy Pay 2 Ha- Sehlabo, Mfeteng Mafeteng
F & L Holdings Matholeng, Mafeteng Mafeteng
Dawn Hair Next to Mafeteng Branch, Mafeteng Mafeteng
Lephola Farm Next to the Old Bus Stop Mafeteng
Mult Distributors Leboneng Opposite Build It Mafeteng
Lerato General Cafe Ha ntate Molise Mafeteng
Mohlakola Car Rentals Ha Motjoka, Berea Berea
TY Four Square Ha Mokhothu, Berea Berea
All in one services Ha Motjoka, Berea Berea
Allif Supermarket Ha Motseki, Berea Berea
Phokeng General Dealer Machoaboleng, Berea Berea
Makhoroana Tavern Ha Makhoarana,Berea Berea

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Death Cover

On the death of the life Insured occurring during the period of insurance, a payment will be made on the amount owing under the credit agreement at the date the insured event occurred, less any monthly loan repayment instalments in arrears. The insured benefit will be paid by the insurer in full and final settlement to FNB.

If the life insured commits suicide within a year of the commencement date of the policy, no benefit will be payable under this policy.

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Total and Permanent Disability Cover

Total and permanent disability occurs when, owing to disability caused by illness or accidental violent, external and visible means, the life insured has become totally and permanently disabled from following any occupation or remuneration or profit; and shall include but not limited to any of the following

  • Total and irrevocable loss of sight in both eyes
  • Loss of both hands
  • Loss of both feet
  • Loss of all fingers & thumb of both hands
  • Loss of one hand and one foot
  • Total and irrevocable paralysis

Benefit

The Insurer will pay the amount owing under the credit agreement at the date the insured event occurred, less any monthly loan repayment instalments in arrears. The Insured Benefit will be paid by Alliance in full and final settlement to FNB, provided that:

  • The disability has existed for not less than six calendar months;
  • Proof or evidence of total disability satisfactory to Alliance is given;
  • Total disability and the accident or illness resulting in total disability occurred during the period on insurance.

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Temporary Disability Cover

Temporary disability occurs when the life insured is temporarily prevented from attending to or engaging in any business occupation or employment as a result of bodily injury caused by violent accidental, external and visible means which directly or independently of any other cause prevents him/her from attending to or engaging in any business occupation or employment.

Benefit

The Insurer undertakes to pay FNB the monthly loan repayment amount falling due for payment for the duration of the continuing disablement of the Life Insured and provided that:

  • The life Insured must have been employed or earning an income when the disability occurred;
  • The temporary disability must have occurred after 3 months (90 days) from the commencement of the policy. i.e. 90 days waiting period;
  • The benefit shall not be payable for more than 6 months;
  • In the event of only partial loss of income, the amount payable will reduce proportionately;
  • The life insured provides proof of temporary disability satisfactory to Alliance;
  • The life insured provides evidence of continuance of temporary disability;
  • A total disability claim is not admitted.

Payment of claim shall cease on the earliest date, as determined by Alliance, on which the life insured:

  • Becomes able to perform the normal duties of his/ her own occupation; or
  • Has been disabled for a period of 6 months; or
  • Ceases to suffer a reduction in income attributable solely to the injury which gave rise to the claim; or
  • Refuses to follow medical treatment as recommended by his/her own medical practitioner or insurance company's chief medical officer or insurance company specialised doctors; or
  • Fails to provide evidence, satisfactory to and as requested by the company from time to time, of the continuance of incapacity justifying the continuance of the claim. The Life Insured shall as often as may be reasonably required submit to physical examinations and tests at the request of and at the expense of Alliance; or
  • Reaches the benefit cease date as shown in the schedule or on the death of the life insured.

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Retrenchment Cover

Loss of employment when the life insured becoming and remaining unemployed as a result of redundancy or retrenchment and receiving no remuneration from any occupation. Proof of retrenchment must be furnished by the client in the form of a letter from the insured's employer giving the reason for retrenchment.

Benefit

In the event of the life insured being retrenched, the benefit payable after a deferred period of 90 days shall be six monthly loan repayment instalments, provided that;

  • Prospective policyholders must have been actively in employment for at least six (6) months before cover commences, otherwise a declaration of health is required, and
  • Only full-time permanent employed individuals will be covered for retrenchment - i.e. no contract workers, self-employed, part-time or temporary staff or seasonal staff will be covered. Furthermore, a retrenchment exercise exceeding 10% of the staff of one employer or 15 members (whichever is the lesser) will be excluded. Retrenchment claims resulting from voluntary termination of employment or notification of termination within 2 months of the commencement of cover will not be admitted.
  • The waiting period for this policy is two (2) months, and it shall start from the commencement date of the credit agreement with the bank;
  • No further amount shall be payable under this benefit in the event of a subsequent loss of employment where the full benefit of six months payments has previously been paid under prior retrenchment claims(s).

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Qualifying criteria

You need to own the Insurable asset

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Documents needed

  • Property valuation report

Credit Life

Cover in
unforeseen times

Designed to protect and provide a measure of security for both the life insured and the credit provider.

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Types of cover

Types of cover

Cover when you need it most

Death Cover

A payment will be made on the amount owing under the credit agreement at the date the insured event occurred.

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Permanent Disability Cover

Owing to disability caused by illness or accidental violent, external and visible means.

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Temporary Disability Cover

When the life insured is temporarily prevented from attending to or engaging in any business occupation or employment.

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Retrenchment Cover

Becoming and remaining unemployed as a result of redundancy or retrenchment.

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Getting it made easy

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Qualifying criteria

Documents needed

First National Bank of Lesotho Limited - A Subsidiary of FirstRand EMA Holdings Limited and a
member of the FirstRand group of Companies. An authorised Financial Services Provider. Reg No: 2008/729.

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