Covers your physical structures
Loss of or damage to the buildings, including outbuildings and sporting and recreational structures,
including electronic operated motor gates, palisades, geyser, pavements and retaining walls (excluding any structure under construction).
What you get
Come rain or shine
The physical structure of the house when the following events occur:
Fire, lighting, explosion
Bursting leakage, overflowing water
Theft or attempted theft
Impact by animals, vehicles, falling trees
What's not covered
You are not covered in respect of the following:
Injury or damage sustained by a member of the same household, or any person employed by the insured
Damage to property belonging to the insured, in the custody of the insured or caused by vibration, removal or weakening of support to any land, building or other structure
Liability in respect of injury, damage or loss of use of the property caused by seepage, pollution or contamination
The cost of removing or cleaning p seeping, polluting or contaminating substances
Fine penalties or vindictive damages
Damages in respect of judgements delivered
Costs and expenses of litigation recovered by any claimant
What it costs
As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium. Contact your nearest FNB Lesotho branch or call us on 22241000 to get a quote
Good to know
Cover continues as long as regular monthly premiums are paid.
The premium rate is based on your selected benefit. Premiums are annually reviewable.
Premiums are payable via a debit or standing order.
Getting it made easy
Comprehensive Car Insurance
You need to own the Insurable asset
How to get it
Find a branch
Can be taken out through home loans division only.
Please visit your nearest branch, or call +266 2224 1000 for more information, or to take out the policy.
Property valuation report
First National Bank of Lesotho Limited - A Subsidiary of FirstRand EMA Holdings Limited and a
member of the FirstRand group of Companies. An authorised Financial Services Provider. Reg No: 2008/729.